Do you feel worried, trapped, scared, or embarrassed
with nowhere to turn because of your financial situation ?
Filing for Bankruptcy is a solution. Claiming Bankruptcy can
eliminate
your debts, alleviate the stress and emotional
trauma you feel, and improve your credit too !
Your Credit Card payments are behind and the Credit Card
Companies will not stop calling and asking for "money
now".
Your Mortgage payments are behind and you are being
threatened with foreclosure or are being foreclosed on now.
Your vehicle has been or is about to be repossessed.
Your
Wages are or are about to be attached or garnished.
Tax debts continue to grow at a rapid pace with penalties and
interest that keep getting added to the bill making it higher.
You are being sued.
You really regret that second mortgage or home equity loan
that is now difficult if not impossible to pay.
Your drivers license has been suspended or revoked because money you owe.
The harassment, the phone calls can be unrelenting-to the point that
you lose sleep or become ill.
Bankruptcy can eliminate or reduce your debts! No more phone calls, no more
lawsuits, Your wages, vehicle, home, tax refund cannot be taken! Bankruptcy is a chance for a
Fresh Start !
A start with a Clean Slate
Others have faced your plight before -
Donald Trump, Burt Reynolds, Willie Nelson and approximately 1,500,000
other people every year.You woulud be surprised at the people that have
filed for bankruptcy. We understand your fear, anxiety, embarrassment,
and stress,because everyone in your situation feels that way -you are not
alone !!!.
But what is Bankruptcy?
Bankruptcy is a Federal statute which establishes a separate Federal
Court system to administer and adjudicate Bankruptcy cases. This
Bankruptcy Law permits both individuals as well as businesses to
eliminate their debts and or reorganize their debts in order to get a
"fresh start" in life.
Our Country has had a bankruptcy law in since the early 1800's. A law
that President Lincoln had to use; Yes, Abraham Lincoln had to file
Bankruptcy under this early statute. However, the Bankruptcy Statute is
not as harsh as it was in Lincoln's day.
At the end of 1978 the United States Congress
passed a new Bankruptcy law which allows most people to keep most if
not all of their property and still eliminate their debts. When Debts
are eliminated they are said to be Discharged. You may have heard
advertisements saying all bankruptcy applicants must be discharged. At
the end of a Bankruptcy case you receive a Discharge Order which means
your debts are eliminated, so you can start life over with a clean
slate.
Debts which can be discharged (eliminated) are credit cards,
store charges, utility bills, medical bills, loans, and even some
federal and state income taxes. If you have lost your driver's license
because of failure to pay a judgment or insurance surcharge, you can
get your license back by filing bankruptcy. People contemplating
bankruptcy always have questions about the effect a bankruptcy will
have on their lives and property. The following pages attempt to
answer some of those commonly asked questions.
Can a Bankruptcy Lawyer really help me ? Yes ! But a Bankruptcy Attorney
is almost a necessity to guide you through the complicated and
tedious process.
If you require additional information or need assistance in evaluating your financial situation or want to
speak to an attorney, then you can call for an appointment
at (610)-258-5859 so questions and concerns specific to your
case can be answered.
If you believe you may need to file for Bankruptcy and need assistance,
then please read on-click on the links below.
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