Bankruptcy Help

Do you feel worried, trapped, scared, or embarrassed with nowhere to turn because of your financial situation ?

Your Credit Card payments are behind and the Credit Card Companies will not stop calling and asking for money now.

Your Mortgage payments are behind and you are being threatened with foreclosure.

Your vehicle has been or is about to be repossessed.

Your Wages are or are about to be attached or garnished.

Tax debts continue to grow at a rapid pace with penalties and interest that keep getting added to the bill making it higher.

You are being sued.

You really regret that second mortgage or home equity loan that is now difficult if not impossible to pay.

The harassment can be unrelenting-to the point that you lose sleep or become ill.

Bankruptcy is a chance for a Fresh Start ! A start with a Clean Slate

Others have faced your plight before - Donald Trump, Burt Reynolds, Willie Nelson and approximately 1,500,000 other people every year. Our office Staff understands your fear, anxiety, and embarrassment, because everyone in your situation feels that way -you are not alone !!!.

But what is Bankruptcy?
Bankruptcy is a Federal statute which establishes a separate Federal Court system to administer and adjudicate Bankruptcy cases. This Bankruptcy Law permits both individuals as well as businesses to eliminate their debts and or reorganize their debts in order to get a "fresh start" in life. Our Country has had a bankruptcy law in since the early 1800's. A law that President Lincoln had to use; Yes, Abraham Lincoln had to file Bankruptcy under this early statute. However, the Bankruptcy Statute is not as harsh as it was in Lincoln's day.

At the end of 1978 the United States Congress passed a new Bankruptcy law which allows most people to keep most if not all of their property and still eliminate their debts. When Debts are eliminated they are said to be Discharged. You may have heard advertisements saying all bankruptcy applicants must be discharged. At the end of a Bankruptcy case you receive a Discharge Order which means your debts are eliminated, so you can start life over with a clean slate.

Debts which can be discharged are credit cards, store charges, utility bills, medical bills, loans, and even some federal and state income taxes. If you have lost your driver's license because of failure to pay a judgment or insurance surcharge, you can get your license back by filing bankruptcy. People contemplating bankruptcy always have questions about the effect a bankruptcy will have on their lives and property. The following pages attempts to answer some of those commonly asked questions.

If you require additional information, or want to make an appointment to talk to an attorney, then you can call for an appointment at (610)-258-5859 so questions and concerns specific to your case can be answered.

If you believe you may need to file for Bankruptcy then Please read on, please visit our frequently asked questions pages below.

HOT LINKS

	Bankruptcy Basics
	Chapter 7
	Chapter 9
	Chapter 11
	Chapter 12
	Chapter 13
	Problems you may have
	About us

My Law Firm
Eric Lester Leinbach, Esquire
In Pennsylvania:
1603 Butler Street, Easton, PA 18042
610-258-5859

Email: Help_Me_Now@bankruptcyhelp.hypermart.net

Disclaimer and Limitation of Use : The information on these pages is not intended as legal advice but rather general information. Reading or using the information on this website does not establish an Attorney-Client relationship. Such a relationship can only be created with the express written consent of an Attorney and the Client. The Bankruptcy Statute and Court Rules are complex. The answers to frequently asked questions at this site are only intended to provide a general information concerning the bankruptcy statute and rules. Individuals should always consult with an experienced bankruptcy Lawyer before making any decision or taking any action. I offer a free initial consultation by appointment only. I am licensed to practice in both Pennsylvania and New Jersey.

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